Maha is Head of Department in the Innovation Division leading the Financial Conduct Authority’s (FCA) response to the Kalifa review of Fintech and setting up the new FCA Regulatory Nursery.

Prior to this, Maha served as Chief Payments Officer at Pay.UK on secondment from the FCA, responsible for running the payments operations of BACS, Faster Payments, Image Clearing Services and related managed services.

Maha joined the FCA in 2017 to set up the first Payments Department and was responsible for crafting and implementing the FCA supervisory strategy for the UK Payments Sector.

Maha is an experienced international business leader with a strategic focus and a long term vision. Her career has spanned multiple geographies since 1995, covering various markets in retail banking as well as wholesale and institutional cash management and working capital management. With a focus in and around payments, her knowledge includes acquiring, issuing, payables and receivables, liquidity management and working capital solutions. She has performed a wide variety of roles from sales, strategy and product to governance, risk and control. Maha has a keen interest in observing and participating in the many exciting changes that are unfolding in the innovation and fintech environment.

Maha is passionate about leading and motivating teams to high performance by creating a culture of positive challenge and continuous improvement. The heart of her approach is to be a champion of diversity in all its forms, with a focus on inclusion and a drive to contribute to meaningful change.