Nick is the Director of the Innovation Division at the FCA. Nick is accountable for leading the FCA’s data and analytics strategy, RegTech initiatives, data science and machine learning endeavours and its Innovate activities (including regulatory sandbox, Green FinTech challenge and direct support). Nick chairs the Global Financial Innovation Network (GFIN) and the International Organisation of Securities Commission’s (IOSCO) FinTech Network. Nick previously represented the FCA on the European Securities and Markets Authority’s (ESMA) Financial Innovation Standing Committee and was an advisor to the RegTech for Regulators Accelerator Programme (R2A). Nick joined the Financial Services Authority (the FCA’s predecessor) in 2009, initially in its Enforcement and Market Oversight Division. Prior to joining the regulator, Nick qualified as a chartered accountant at KPMG Forensic.