Ros Altmann is an economist and leading expert on pensions, savings, pension investments, later life finance and social care. She is a consultant and policy adviser on all aspects of pensions and policy for older generations.
Ros is a thought leader in pensions and has Chaired and advised pension investment firms and fintech companies involved in pensions and savings. She appears regularly in the media and writes articles on economics, pensions, investment and later life. Ros has won numerous industry awards, including Pensions Personality of the Year (twice), Industry Guru of the Year, Women in Public Life Award and Lifetime Achievement in Pensions. From 2010 to 2013, Ros was Director General of over-50s specialists Saga, where she advised the Dilnot Commission review of social care funding.
For many years, Ros has championed pension fairness and highlighted financial injustice, including spearheading a successful campaign to help 150,000 people receive compensation when their occupational pension schemes collapsed. Her work was instrumental in setting up the system of UK pension protection.
Ros has advised Governments, the financial services industry, pension funds and charities on policy issues. She was awarded national honours with a CBE in the Queen’s Birthday Honours in 2014 for services to Pensioners and Pension Provision, she was the UK Government’s Business Champion for Older Workers from 2014 to 2015 and then Minister of State for Pensions from 2015 to 2016. She is a visiting professor at LSE and sits as a Conservative Peer in the House of Lords.
Her career has covered all aspects of pensions, from state pensions, pensioner poverty and retirement policy to pension fund investing, managing and running pension schemes. Initially working as an academic analysing occupational pensions and pensioner income, she then began a City career as a pension fund asset manager. She ran the international equities investment operations at Chase Manhattan Bank, London and was a Director at N.M. Rothschild and then at NatWest. After she had her third child, Ros set up her own consultancy to advise Governments and the industry.